Your Dreams, Our Financial Support

We arrange funding from ₹5 Lakhs to ₹100 Crores across personal, home, business and structured requirements. The amount you are eligible for depends on your income or turnover, existing obligations, credit history and the security offered. We assess your profile first and then approach the lenders most likely to sanction it.

Timelines vary by product and lender. Personal and car loans are often sanctioned within a few working days once documents are complete, while home loans, loans against property and large project funding take longer because they involve legal and technical valuation. We tell you the realistic timeline for your case at the start rather than after you have applied.

Most applications need identity and address proof, PAN, recent bank statements, and income proof — salary slips and Form 16 for salaried applicants, or ITRs and financial statements for self-employed applicants and businesses. Secured loans additionally need the property or asset papers. We share a checklist specific to your product so you are not chasing paperwork twice.

We explain our commercials in writing before any application is submitted, so there are no surprises later. Lenders separately charge their own processing fees, legal and valuation charges, and statutory costs, which are disclosed in the sanction letter. If any charge is unclear, ask us and we will walk you through it.

Possibly, but we will not promise it. A low score narrows your options and usually means a higher rate or a lower sanctioned amount, and some lenders will decline outright. We look at why the score is low, tell you honestly whether it is worth applying now, and where it makes sense we suggest what to correct first so a later application has a better chance.

We work with a network of leading public and private sector banks, housing finance companies and NBFCs. Rather than pushing one lender, we compare your profile against several and recommend the ones whose criteria you actually fit. We will name the specific institutions we intend to approach for your case during your consultation.

That depends entirely on the lender and the product. Floating-rate home loans to individual borrowers generally allow prepayment without a penalty under RBI norms, while fixed-rate loans and many business loans may carry foreclosure charges. We check the prepayment terms before you sign, because it materially affects what the loan costs you overall.

We are based in Kolathur, Chennai and work primarily with clients across Chennai and Tamil Nadu. For larger business and project funding we can assist elsewhere in India, subject to the lender's presence in that location. Call us on +91 91766 63700 and we will tell you straight away whether we can help with your requirement.